Trip Cancellation & Trip Interruption Insurance

If you need to cancel your trip before your scheduled departure, or your trip is interrupted while you’re already on vacation, Trip Cancellation & Trip Insurance reimburses for non-refundable unused prepaid travel arrangements that can’t be recovered from another source.

With covered risks including medical conditions related to COVID-19, quarantining, pregnancy, job loss, or a death in the family, Trip Cancellation & Trip Interruption protects the financial investment you’ve made on your trip. And if you’re looking for the flexibility to cancel for any reason, TuGo also offers an optional Cancel for Any Reason add-on.

Here’s how Trip Cancellation & Trip Interruption Insurance has you covered:

Coverage	TuGo Travel Insurance
Unexpected illness, injury and/or death of: You and your family members Your travelling companion and their family members Your business partner, employer, key employee or caregiver Your host at your travel destination Your friend
Medical condition related to COVID-19
Quarantine and self-isolation for you or your travelling companion
Travel advisory
Schedule change
Cancelled flight or tour
Delays
Natural disaster or unforeseeable event that makes your home uninhabitable or business inoperable
Travel visa denial
Job loss or job transfer
Pregnancy

If you’re looking for a more economical option, you may want to read more about Trip Interruption Insurance, available as a stand-alone option.

Trip Cancellation Insurance covers the trip of a lifetime

Frank and Karen spent months planning their European vacation. They would start their holiday in England and travel through several countries, returning home through Ireland. They booked their hotels and tours online and used a travel agent to book airline, rail and ferry tickets. The total trip added up to $17,500. A week before their scheduled departure, Frank broke his leg while shovelling snow in the driveway. He needed surgery and was advised to cancel the trip. Due to the short notice, Frank and Karen couldn’t get refunds on their transportation and tour costs but were able to recover $6,650 of their accommodation costs.

Our travel insurance covered: $10,850

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